Have your past experiences and failures with money led you to believe...
Are you fed up with not being able to afford to go out to dinner, having to put your groceries on a credit card, or never being able to treat yourself to the occasional (and over-priced) Starbucks?
Let me guess...
💭 Live without constant money stress and uncertainty?
💭 Successfully manage your family's finances in just a few minutes each day?
💭 Pay your bills on time, get out of debt, and actually save money each month?
💭 Give yourself permission to enjoy life and spend money without guilt and regret?
And that's why I created this program...
I grew up wearing hand-me-downs, living in a basement floor apartment, and always feeling jealous of what my friends had.
I watched my father work three jobs he hated just to keep us afloat and remember swearing I would never stay at a job that made me miserable just because I needed to pay the bills.
I never learned how to manage money in school and knew it was a topic you weren't really supposed to talk about.
I had big dreams of being rich one day but instead, I found myself spending every dime I earned and leaning on car loans, student loans, and credit cards.
I assumed this is just what adults did and accepted it as "normal".
It may be the norm, but life doesn't have to be this way.
Finally, my marriage and finances hit rock bottom and I knew for things to change, I had to change...and so I did.
🗯 Changed the way I thought about money
🗯 Changed my beliefs about how money works
🗯 Got honest with myself about my money habits
🗯 Began to take accountability for my choices and show up for myself
🗯 Researched and learned everything I could about money
🗯 Invested in myself and my financial future
🗯 TOOK ACTION using all the principles in this course
And I can't wait to help you makeover your money!
If you're feeling frustrated with your finances, you are not alone...I know exactly how you feel.
Makeover Her Money (MHM) was born from my struggle to learn how to manage my family's finances successfully (after years of failing).
My husband and I paid off $54,500 of debt in just under 20 months and I credit all of our success to the principles in this course.
After years of overspending, climbing credit card bills, and a love affair with Target I finally developed a way to manage our money that empowered us to break the paycheck-to-paycheck cycle, save money and get out of debt.
I've poured everything I learned along the way into this course to help you take action and win with money!
4 sections (plus a bonus section_ with video lessons and accompanying slide deck to keep you accountable and on-task with each lesson.
Printable workbook with all new worksheets and everything you need to guide you through the lessons and help you implement what you learn.
Lifetime access to all course material plus any future MHM updates or changes to rewatch at any time - with no additional payments membership fees.
"Kristin’s course was just what I needed to kick my budget into high gear! She is inspiring and positive and I enjoyed her personality and passion coming through in every lesson. The course is in-depth, but easy to understand and utilize in my real life. I thoroughly enjoyed it and would recommend it highly to anyone who’s thinking about getting ahold of their finances!"
- Ashley C.
I believe that over-complication leads to confusion which eventually leads to failure.
That's why my money motto is "Keep it simple".
I refuse to believe that you need a finance degree to manage your money.
In MHM, we keep it simple.
No difficult calculations. No confusing line graphs. No college education required...just four sections, four core concepts, and a fresh start!
Here's what you can expect from each section:
I believe this is the missing piece for so many of us. You can learn all the things and do all the things but if you never truly do the work to build a healthy relationship with money you'll eventually find yourself back in the same patterns over and over.
In section one, we'll cover how to identify your money mindset blocks and how to kick them to the curb for good.
Your budget is your foundation upon which you'll build a beautiful life you love.
Forget what you've tried before because, in section two, we'll start from scratch and create a custom spending plan (that's all a budget really is) you can actually stick to without feeling restricted.
In section three, we'll cover everything you need to know about saving money, including how much you should save and where should you save it.
Plus, get my secret formula to finally be able to save and invest consistently, even if you don't make a lot of money.
Debt can block you from reaching your financial goals, and that's just not cool.
In section four, we'll review different methods for reaching debt freedom and create a custom debt payoff plan to help you get out of debt faster than you ever thought possible.
It's so important to find the budgeting method that works for YOU. When you find the tools and methods that "click for you" budgeting will quickly become a habit and managing your money will be easier than ever.
* That's why I'm throwing in two of my best-selling products as bonuses when you enroll in Makeover Her Money at no extra cost to you *
Love paper + pen but also want to be able to access your budget on the go? This budget spreadsheet is your solution. Created in Google Sheets you can access it any time you need. The spreadsheet is already set up so all you need to do is enter your numbers each month and it will calculate automatically. Update your budget in just minutes with this digital spreadsheet. If you feel overwhelmed by charts and numbers you'll love the simplistic design. This template can also be used in Excel and is completely customizable if you have experience using spreadsheets.
Switching to the cash envelope system had a huge impact on our ability to stick to our budget. Print your own cash envelopes using this template on any paper you like (I love printing a different color for each category). Print, cut, and fasten (with glue or tape)...when the envelopes get worn or torn, simply print a new one. Keep your transactions organized with the register on the back. Use the included cash breakdown slips to specify the bills you want. Complete each time you go to the bank for cash...it's easier to fill your envelopes when you have the bills you need!
"Makeover Her Money was a great investment. Her course material is clear. Each week builds upon the previous weeks' work, giving you a solid foundation. She covers everything you need to get your debt under control and stay on a budget. Take the course. You'll be thankful you did."
- Sydney G.
Listen, I get it. I know you haven't had the greatest relationship with money in the past. I know it can feel boring and stressful. I know your to-do list is already a mile long.
And I know you're sick of feeling this way...
I know because I was sick of feeling this way too. I was sick of looking at my budget and wondering how to make the numbers work.
I was sick of feeling bad about myself every time I wanted to take my kids out for ice cream but was worried I'd go overbudget...
But I'm here to tell you that it doesn't have to be this hard.
Money doesn't have to be so stressful. It doesn't have to put such a strain on your relationships. And it doesn't have to make you feel bad about yourself.
I want to show you that managing your money can be simple and rewarding (and if you're nerdy like me...even fun).
That's why I created Makeover Her Money.
I created it so you can set yourself up with a plan and a budget that actually works - and not feel ashamed if you go overbudget.
I created it so you can stop working so hard and having nothing to show for it at the end of the month.
I created it so you can learn to master your money, like the boss you are.
"MHM was way more than I had expected it to be. I’ve enrolled in numerous financial courses over the years, but the over-delivery of content, personal feedback, and attention to detail this course offered was far above any other course I’ve taken. I’ve gained some wonderful knowledge from the course and plan to apply it all to setting up a successful financial plan."
- Krissy K.
How fast do you ship?
This course is completely digital. Nothing is shipped and you are responsible for printing your own workbook + slide deck (should you choose to).
No refunds will be given because you don't have access to a printer.
Why would I spend money on this when I'm broke?
I'm not a fan of telling people how to spend their money but I can tell you that this course is an investment in yourself and your financial future. If you are struggling financially this course will pay for itself many times over if you do the work and take action!
What results can you guarantee?
I actually can't guarantee you any specific results since I can't force you to implement the lessons you learn in this course. I can, however, guarantee that I will do my best to help you make lasting change with your finances. Helping women win with money is my passion and I'd be honored to help you makeover your money!
How much time will this take me?
MHM is completely self-paced. All content is ready and available to you upon enrollment so you can go through the course as fast or as slowly as you prefer. (Plus, you'll have lifetime access so you can revisit it as often as you'd like. See below)
What if I don't like it, can I get my money back?
Due to the downloadable nature of this content, we do not offer refunds on Makeover Her Money.
By enrolling in this course, you agree to these terms. Thank you so much for understanding my need to protect my digital property.
Does my membership expire?
When you enroll in MHM, you get access to your course for life (as long as the course exists) plus you'll receive any updates or changes that may be made over time at no additional cost or membership fees. You can always refer back to the lessons if you need clarification or a boost in motivation!
Due to the downloadable nature of this content, we do not offer refunds on Makeover Her Money. By enrolling in this course, you agree to these terms. Thank you so much for understanding my need to protect my digital property.